RENT-TO-OWN PROGRAMS
Own Your Own Home
Let us show you how
You could easily qualify for one of our exciting home purchase programs — designed to turn renters into homeowners across Tampa Bay.
Serving the Tampa Bay area
Start with just
3–5%
as your option-to-buy fee
Rent-to-Own Programs · Tampa Bay
Become a Homeowner in Training
With 3–5% down as an Option-to-Buy Fee you can qualify for our "Homeowner in Training" program — giving you time to improve your credit and build up the down payment you need. Earn a fixed monthly credit toward your future down payment, then qualify for a traditional low-rate bank loan or convert to one of our easy purchase programs.
Lease Option Program · Tampa Bay
Apply your rent toward your home purchase
Once qualified, you choose from our current lease-option listings — or we'll help you find a home for sale in the area and price range you want. You make a down payment to secure your option to buy, then monthly payments just like rent. Your down payment and a portion of every on-time monthly payment are credited toward the purchase, and you buy the home from us in two years or less — often without spending any additional money.
5%+
down payment built
2 yrs
or less to purchase
$0
extra often needed
How it works
It starts with a simple standard rent application. We help you set the right home value by looking at the money you have available for a down payment and a monthly payment you can afford — typically under one-third of your gross household income. During the lease we pay the real estate property taxes and the homeowner's insurance; you cover the utilities, maintenance, and your renter's insurance policy — treating the home as your own, because soon it will be.
Better than just renting?
Why a lease option beats renting
Build 5%+ down payment
Accumulate a full 5% down payment or more toward the purchase of your home in two years, or less.
Repair your credit
We help repair your credit through a two-year track record of timely payments and our Credit Monitoring Process.
Live where you want
Find and live in a high-quality home in a great area of your choosing.
Lock in your price
Lock in your purchase price while you qualify for a conventional mortgage.
Home Purchase Credit Program
Earn cash toward your home purchase
For every dollar of your monthly apartment rent, earn between 15% and 25% back — up to $2,000 or more toward buying a home. There are no fees and no minimum residency requirements, and you enroll automatically by renting an apartment referred by any of our Apartment Locator Specialists nationwide. If you have a roommate, you both qualify to earn equal credits.
Rent, earn & learn
While you earn, we help you prepare
- Check your credit
- Learn how to establish and repair your credit
- Learn about the mortgage and home buying process
When you're ready
Buy a home
$2,000
or more in home purchase credits
- We walk you through the mortgage process
- We match you with a professional agent to find your home
VIP Buyers Program · Tampa Bay
Recognize the American Dream of home ownership
We have properties and programs for people ready to own. If you've had difficulty qualifying for traditional bank loans, we offer alternatives — including lease-optioning and owner financing. Tell us your purchase criteria and we'll contact you when a matching home becomes available. All information is kept strictly confidential.